UPST Stock Analysis: Upstart Holdings Inc
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.
- Latest close
- $22.81
- 20-day change
- -20.02%
- Trend state
- BEARISH
- Classification
- Financial Services · Financial - Credit Services
Market context
Upstart Holdings Inc moved -20.02% over the latest 20-session window. BullRecon currently classifies the broader setup as BEARISH.
Latest report
The latest cached company filing period (FY2025 · $1B revenue · $53.6M net income) is used alongside annual and quarterly history. Values remain tied to their reported period.
Six-dimension read
Health is currently the strongest dimension at 4.8/6, while Value is the lowest at 2.8/6. Scores are comparative research signals, not forecasts.